Financial Planning for State of Michigan Employees & Retirees

Helping Michigan State Employees Make Confident Financial Decisions

Working for the State of Michigan comes with valuable benefits and retirement opportunities.

It also comes with important decisions.

Questions about pensions, retirement healthcare, 401(k) and 457 plans, Social Security, and retirement timing can feel overwhelming without someone helping you see how the pieces fit together.

At EDM Financial Advisors, we help Michigan State employees understand their options, evaluate important decisions, and build a coordinated strategy for their future.

Why Choose EDM Financial Advisors?

Expertise in State Employee Benefits

Navigating the intricacies of state employee benefits can be overwhelming. Our team specializes in understanding the specific retirement plans, pensions, and health benefits available to Michigan state employees. We stay current with policy changes and ensure you maximize your benefits, making informed decisions that align with your long-term financial well-being.

Personalized Financial Leadership

At EDM Financial Advisors, we believe that your financial journey is unique. We provide personalized leadership to help you build confidence through education and intentionality. Our approach is tailored to your specific needs and circumstances, ensuring you have a clear path to realizing your matters of importance.

Holistic Financial Guidance

Financial peace comes from more than just managing your money; it’s about making impactful decisions that align with your values and priorities. We serve through a relationship that walks with you throughout life to help you navigate the complexities of your financial affairs. Our team is committed to inspiring routines that promote overall financial wellness and peace of mind.

Common Questions We Help Answer

Retirement Readiness

Am I on track for retirement?

When can I realistically retire?

How much income might my savings provide in retirement?

How do I know if I'm saving enough?

401(k) & 457 Planning

Should I use the 401(k), 457, or both?

How much should I contribute?

How do Roth contributions fit into the picture?

How should my retirement accounts work together?

Investment Decisions

How should my retirement accounts be invested?

Am I taking too much risk, too little risk, or simply the wrong kind of risk?

How do I know if my investments support the future I'm trying to build?

Preparing For Retirement

What should I be doing in the five to ten years before retirement?

What decisions become important as retirement approaches?

How should healthcare, Social Security, and other retirement resources fit into the bigger picture?

State of Michigan Benefits

How should I think about my State of Michigan benefits as part of my overall financial picture?

Am I taking advantage of the benefits available to me?

What decisions should I be thinking about before retirement?

Let's Talk

Whether retirement is around the corner or years away, thoughtful planning can help you make more confident decisions.

If you'd like to discuss your situation, we'd welcome the opportunity to learn more about you and answer your questions. There is no cost or obligation for an initial consultation.

Schedule a Conversation